In the years since he took office, Prime Minister Narendra Modi has launched a number of programmes to improve the lives of Indians. This comprehensive list of schemes details all of the initiatives that Modi has launched until 2022. Here we are providing Complete list of scheme Launched by PM Narendra Modi till 2022.
1. PM Agriculture Infrastructure Fund Scheme
The Pradhan Mantri Krishi Sinchai Yojana (PMKSY) was launched in 2015 with the objective of extending the coverage of irrigation and improving water use efficiency in agriculture. Under the scheme, an irrigation fund of Rs. 50,000 crore has been created for implementation of irrigation projects.
The Pradhan Mantri Fasal Bima Yojana (PMFBY) was launched in 2016 with the objective of providing crop insurance to farmers against the risk of crop loss due to natural calamities. The scheme provides for a premium subsidy of 2% for farmers with small and marginal landholdings and a premium subsidy of 50% for farmers with medium and large landholdings.
The Pradhan Mantri Awas Yojana (PMAY) was launched in 2015 with the objective of providing housing for all by the year 2022. Under the scheme, financial assistance is provided for construction of houses for economically weaker sections and low income groups.
The Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched in 2014 with the objective of providing financial inclusion to all citizens of India. Under the scheme, every citizen of India is provided with a bank account and a RuPay debit card.
The Pradhan Mantri Mudra Yojana (PMMY) was launched in 2015 with the objective of providing financial assistance to small and medium enterprises. Under the scheme, loans of up to Rs. 10 lakh are provided to small and medium enterprises for business purposes.
The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) was launched in 2015 with the objective of providing life insurance cover to all citizens of India. Under the scheme, a life insurance cover of Rs. 2 lakh is provided to all citizens of India between the age of 18 and 50 years.
The Pradhan Mantri Suraksha Bima Yojana (PMSBY) was launched in 2015 with the objective of providing accident insurance cover to all citizens of India. Under the scheme, an accident insurance cover of Rs. 2 lakh is provided to all citizens of India between the age of 18 and
2. PM e-Shram Portal
The Pradhan Mantri e-Shram portal is an initiative by the Government of India to provide a platform for all the stakeholders of the scheme to connect with each other. The portal will enable the easy and efficient management of the scheme and will also help in monitoring the progress of the scheme.
The portal will provide various features such as:
1. A central repository of all the scheme related information
2. A platform for scheme beneficiaries to connect with each other
3. A mechanism for monitoring the progress of the scheme
4. A mechanism for monitoring the utilization of funds
5. A mechanism for audit and evaluation of the scheme
The portal will also provide an interface for the scheme beneficiaries to connect with the implementing agencies and the scheme administrators.
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3. PM e-Vidya Yojana
The Pradhan Mantri eVidya Yojana is a scheme that was launched by Prime Minister Narendra Modi in 2020. The scheme is aimed at providing quality education to all children in India. The scheme will provide financial assistance to students from economically weaker sections of society to help them access quality education. The scheme will also provide incentives to schools and colleges to promote quality education. The Pradhan Mantri eVidya Yojana is an important step towards ensuring that all children in India have access to quality education.
4. Pradhan Mantri Garib Kalyan Package (PMGKP) Insurance Scheme
Pradhan Mantri Garib Kalyan Package PMGKP Insurance Scheme – The Pradhan Mantri Garib Kalyan Package (PMGKP) is an insurance scheme launched by the Indian government in 2020. The scheme provides financial assistance to poor and vulnerable families who are affected by the COVID-19 pandemic. The scheme offers a life insurance cover of Rs 5 lakh to each family, and a health insurance cover of Rs 5 lakh to each family. The scheme also provides a one-time financial assistance of Rs 1 lakh to each family.
The PMGKP insurance scheme is open to all Indian citizens who are below the age of 60 years. The scheme is valid for a period of one year, from 1 April 2020 to 31 March 2021.
The scheme is implemented by the Life Insurance Corporation of India (LIC) and the General Insurance Corporation of India (GIC).
The scheme is funded by the government of India and the premiums are paid by the LIC and GIC.
The scheme provides cover for death due to any cause, and for hospitalization due to any disease.
The scheme is a part of the Pradhan Mantri Garib Kalyan Yojana (PMGKY), which is a package of welfare measures announced by the government of India to support the poor and vulnerable families affected by the COVID-19 pandemic.
The other schemes under the PMGKY are the Pradhan Mantri Jan Dhan Yojana (PMJDY), the Pradhan Mantri Ujjwala Yojana (PMUY), the Pradhan Mantri Awas Yojana (PMAY), the Pradhan Mantri Fasal Bima Yojana (PMFBY), and the Pradhan Mantri Mudra Yojana (PMMY).
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5. PM Kaushal Panjee Yojana
The Pradhan Mantri Kaushal Vikas Yojana (PMKVY) is a flagship scheme of the Ministry of Skill Development & Entrepreneurship (MSDE). The objective of this Skill Certification Scheme is to enable a large number of Indian youth to take up industry-relevant skill training that will help them in securing a better livelihood. In order to achieve this, the Scheme will provide financial support to trainees and training providers. The Scheme will also provide support for assessment and certification of trainees, by credible agencies. The Scheme will also recognize prior learning which will enable people with prior work experience or skill sets to receive certification.
6. PLI Scheme
The Pradhan Mantri Laghima Samriddhi Yojana (PLI Scheme) is a flagship scheme of the Government of India launched by Prime Minister Narendra Modi on 12th October, 2020. The scheme is aimed at providing financial assistance to eligible students for pursuing their higher education in India. Under the scheme, a sum of INR 10,000 crore has been earmarked for the benefit of around 20 lakh students belonging to the economically weaker sections of society.
The scheme will be implemented through a central nodal agency, which will be responsible for the selection of eligible students and the disbursement of financial assistance. The scheme will be implemented in a phased manner, with the first phase covering the period from 2020-21 to 2024-25.
The scheme is expected to provide a major boost to the education sector in India. It is also expected to create a level playing field for students belonging to the economically weaker sections of society, who often find it difficult to compete with their counterparts from more affluent families.
The scheme is part of the government’s larger effort to promote social inclusion and to ensure that every child in India has access to quality education.
The Pradhan Mantri Laghima Samriddhi Yojana is a welcome initiative of the government and is expected to go a long way in promoting social equity in India.
7. Gram Ujala Scheme
Gram Ujala Scheme is a scheme launched by the Indian Government to provide LED bulbs to every household in the country at a very subsidized rate. The main objective of the scheme is to promote the use of LED bulbs which are more energy efficient as compared to the traditional incandescent bulbs. Under the scheme, each household will be provided with two LED bulbs free of cost. In addition, each household will also be given a LED tube light and a CFL bulb at a very subsidized rate. The scheme is expected to save around Rs. 12,000 crore per year in terms of electricity consumption.
8. PM Mentoring Yuva Scheme
Mentoring is defined as a process whereby an experienced individual provides guidance, support and advice to another individual who is in need of development in a particular area. The term ‘Mentor’ is derived from the character in Homer’s Odyssey who served as a teacher, counsellor and friend to Telemachus, the son of Odysseus.
The PM Mentoring Scheme was launched by Prime Minister Narendra Modi on the 5th of September, 2018. The scheme is aimed at providing mentorship to first-generation entrepreneurs in the country. Under the scheme, each Member of Parliament (MP) will mentor at least three young entrepreneurs in their constituency. These entrepreneurs will be provided with guidance and support in areas such as business planning, marketing, financial management, etc.
The scheme is a part of the government’s larger efforts to promote entrepreneurship in the country and to create an ecosystem that is conducive to business growth. It is also in line with the Prime Minister’s vision of ‘Ease of Doing Business’.
The scheme is currently being implemented in 500 districts across the country. MP’s have been allotted specific districts for mentoring young entrepreneurs. They have been provided with a list of potential mentees by the District Entrepreneurship Development Officers.
Mentors will be required to meet their mentees on a regular basis and guide them in setting up and running their businesses successfully. They will also be required to provide them with access to resources and networks.
The scheme is an important step in promoting entrepreneurship in the country and will go a long way in helping first-generation entrepreneurs to set up and run their businesses successfully.
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9. Rail Kaushal Vikas Yojana
The Indian Railways has been one of the most important infrastructure projects in India. It is the fourth largest railway network in the world with a length of 63,221 km. The railways are responsible for carrying over 23 million passengers and 2.8 million tonnes of freight every day. In order to improve the efficiency of the railways, the government has been investing heavily in upgrading the infrastructure. One of the key initiatives in this regard is the Rail Kaushal Vikas Yojana (RKVY).
The RKVY was launched in 2017-18 with an investment of Rs. 500 crore. The scheme is aimed at improving the skills of railway employees and creating a pool of skilled manpower for the railways. Under the scheme, employees will be imparted training in various aspects of railway operations such as track maintenance, signalling, locomotive maintenance, etc. The scheme will also provide financial assistance to employees for undertaking courses in railway operations and safety.
The scheme is expected to benefit over 1 lakh railway employees and create a skilled workforce for the Indian railways. This will help in improving the efficiency of the railways and providing better services to passengers.
10. PM Daksh Yojana
The Pradhan Mantri Dakshin Bharat Abhiyan is a scheme launched by the Prime Minister Narendra Modi in 2019. The scheme is aimed at developing the southern part of India and connecting it with the rest of the country. The scheme is also known as the South India Connectivity Project.
The scheme has been launched with an investment of Rs. 1 lakh crore. The scheme includes the construction of new highways, railways, airports, and ports in the southern states of India. The scheme also includes the development of the existing infrastructure in the southern states.
The scheme is expected to create new jobs in the southern states and improve the connectivity of the region with the rest of the country. The scheme is also expected to boost the economic growth of the southern states.
11. Academic Bank of Credit Scheme
The Academic Bank of Credit Scheme is a scheme launched by Prime Minister Narendra Modi in 2020. The main objective of the scheme is to create a credit line for students pursuing higher education in India. The scheme will provide financial assistance to students in the form of loans and scholarships. The scheme is also aimed at promoting entrepreneurship among youth.
12. PM Umeed Scheme
The Pradhan Mantri Umeed Scheme was launched by Prime Minister Narendra Modi in 2016. The scheme is aimed at providing financial assistance to underprivileged families for their medical treatment. Under the scheme, families can avail of up to Rs. 2 lakhs for their medical treatment. The scheme is administered by the Ministry of Health and Family Welfare.
The scheme has helped over 1.5 lakh families so far and has provided them with much-needed financial assistance for their medical treatment. The scheme has been a boon for families who cannot afford to pay for their medical treatment. The scheme has helped them get the treatment they need and has also helped to ease the financial burden on them.
13. Startup India Seed Fund Scheme (SISFS)
The Startup India Seed Fund Scheme (SISFS) is a scheme launched by the Government of India to provide financial assistance to startups in the form of equity investment. The scheme is managed by the Department of Science and Technology (DST) and is implemented by the Indian Angel Network (IAN).
The scheme was launched with an initial corpus of Rs. 100 crore (US$14 million) and aims to provide equity funding of up to Rs. 10 crore (US$1.4 million) to startups. The scheme is open to all startups registered with the Startup India program.
The scheme is intended to provide early-stage funding to startups and help them scale up their businesses. The scheme will also help in attracting private sector investment into startups.
The scheme is currently in its pilot phase and is open to applications from startups till 31st March, 2019.
14. Kisan Credit Card Scheme
The Kisan Credit Card Scheme was launched by Prime Minister Narendra Modi in August 2018. The scheme is designed to provide financial assistance to farmers for their agricultural and allied activities. Under the scheme, farmers can avail of a credit limit of up to Rs. 3 lakhs from banks and financial institutions. The credit limit can be used for various purposes such as purchase of seeds, fertilizers, pesticides, irrigation, and other agricultural inputs. The scheme also provides for interest subsidy on the outstanding amount of the loan. The Kisan Credit Card Scheme is a part of the government’s efforts to double the income of farmers by 2022.
15. PM WANI Scheme
The Pradhan Mantri Jan Dhan Yojana (PMJDY), also known as the Prime Minister’s People Money Scheme, is a financial inclusion program of the Government of India that was launched on 28 August 2014 by Prime Minister Narendra Modi. It aims to expand access to financial services like banking, insurance and pension in an affordable manner. The scheme also aims to promote financial inclusion by providing Basic Banking Accounts with overdraft facility and RuPay Debit Card with inbuilt accident insurance cover of Rs 1 lakh. As of March 2020, over 38.8 crore bank accounts have been opened under the scheme and over Rs 1.42 lakh crore have been deposited under the scheme.
The PMJDY is a National Mission for financial inclusion, targeted at providing access to financial services to the excluded sections of the society. The scheme was launched with an initial target of creating 7.5 crore bank accounts by 26 January 2015. However, this target was achieved one month ahead of schedule on 25 January 2015. The scheme was subsequently extended till 2019 with a revised target of creating 10 crore bank accounts.
The scheme has been successful in achieving its targets and has helped in increasing the number of bank accounts in India. As of March 2020, over 38.8 crore bank accounts have been opened under the scheme and over Rs 1.42 lakh crore have been deposited under the scheme. The scheme has also helped in increasing the number of RuPay Debit Cards in circulation and has resulted in increased usage of electronic payments.
16. Swarnajayanti Gram Swarozgar Yojana
Swarnajayanti Gram Swarozgar Yojana (SGSY) was a poverty alleviation programme launched by the Government of India in 1999. The objective of the programme was to bring the assisted families above the poverty line by providing them with gainful self-employment and skill development opportunities.
The programme was implemented in a phased manner. In the first phase (1999-2000 to 2001-2002), the programme was implemented in 250 selected districts. In the second phase (2002-2003 to 2004-2005), the programme was extended to another 250 districts. The third and final phase of the programme (2005-2006 to 2007-2008) covered the remaining districts of the country.
Under the programme, each assisted family was provided with a micro-enterprise loan of up to Rs.50,000. The loan was used for the purpose of setting up a small business or enterprise. In addition, each family was also provided with skill development training to help them become self-employed.
The programme was successful in reducing poverty levels in the country. As per the National Sample Survey (NSS) data, the percentage of people living below the poverty line declined from 37.2% in 1993-94 to 26.1% in 2004-05. The SGSY programme was later subsumed into the National Rural Livelihoods Mission (NRLM).
17. Deen Dayal Sparsh Yojana
The Deen Dayal Sparsh Yojana is a scheme launched by Prime Minister Narendra Modi in 2018. The scheme is aimed at providing financial assistance to underprivileged children for their education. The scheme provides for a one-time grant of Rs. 5,000 to each child from a family living below the poverty line. The scheme is implemented by the Department of Education, Ministry of Human Resource Development.
The scheme is named after Deen Dayal Upadhyay, the founder of the Bharatiya Jana Sangh, the forerunner of the Bharatiya Janata Party. The scheme was launched on the occasion of the birth anniversary of Deen Dayal Upadhyay. The scheme is part of the government’s efforts to provide quality education to all children. The scheme is also in line with the government’s goal of achieving universalisation of elementary education.
The scheme is expected to benefit around 10 million children across the country. The scheme is being implemented in phases. The first phase of the scheme was launched in 2018-19. The second phase of the scheme will be launched in 2019-20.
The scheme is being implemented in all states and union territories of the country. The scheme is being implemented in a mission mode. The scheme has a dedicated website and a toll free number for the benefit of the children and their families. The scheme is being monitored by a high-level committee headed by the Prime Minister.
The scheme is being reviewed on a quarterly basis. The scheme is being implemented with the help of NGOs and other civil society organizations. The scheme is being implemented through a partnership model with the private sector. The scheme is being implemented through the Public-Private Partnership (PPP) mode. The scheme is being implemented in convergence with other schemes of the government. The scheme is being implemented through the use of technology. The scheme is being implemented through the use of mobile technology. The scheme is being implemented through the use of the Aadhaar platform.
18. PM Krishi Udan Yojana
The Pradhan Mantri Krishi Sinchai Yojana (PMKSY) was launched by Prime Minister Narendra Modi on 1 July 2015. It is a flagship scheme of the Ministry of Agriculture and Farmers Welfare with an outlay of Rs. 50,000 crore. The scheme aims to provide irrigation facilities to every farm in the country.
The PMKSY is being implemented through a ‘Command Area Development’ approach. Under this approach, irrigation potential is created through micro-irrigation, surface water harvesting, and watershed development. The scheme also focuses on the rehabilitation of existing irrigation systems.
The PMKSY has two components – Accelerated Irrigation Benefit Programme (AIBP) and the Har Khet Ko Pani (HKKP) Programme. The AIBP component provides financial assistance for the development of irrigation infrastructure in the country. The HKKP component focuses on providing irrigation facilities to every farm in the country.
The PMKSY is being implemented in a phased manner. In the first phase (2015-16 to 2019-20), the scheme will focus on the development of irrigation potential in 96 selected districts in the country. In the second phase (2020-21 to 2024-25), the scheme will be expanded to cover all districts in the country.
19. PM Samridh Scheme
The Pradhan Mantri Samridhi Yojana is a government scheme launched by Prime Minister Narendra Modi in 2019. The scheme aims to provide financial assistance to small and marginal farmers in order to help them improve their agricultural productivity. Under the scheme, each farmer will receive an interest-free loan of up to Rs. 2 lakh for a period of three years. The loan can be used for various purposes such as buying agricultural equipment, constructing storage facilities, etc. The scheme will also provide insurance cover for crop loss due to natural calamities.
20. PM Kisan FPO Yojana
The Pradhan Mantri Kisan FPO Yojana was launched on 1st September 2020 by Prime Minister Narendra Modi. The scheme is aimed at providing financial assistance to farmers’ producer organizations (FPOs) and helping them in the marketing of their produce. Under the scheme, each FPO will be given a grant of Rs. 10 lakhs. The scheme will benefit around 10,000 FPOs across the country.
21. National Youth Parliament Scheme
National Youth Parliament Scheme – The National Youth Parliament Scheme is a scheme launched by the Prime Minister of India, Narendra Modi, to encourage and engage the youth of the country in the process of nation-building. The scheme was launched on the occasion of the National Youth Day, on 12th January, 2020.
The scheme provides a platform for the youth of the country to express their views and suggestions on various issues of national importance. It also aims to inculcate in the youth a sense of responsibility towards the nation. The scheme will be implemented through a partnership between the Ministry of Youth Affairs and Sports, and the MyGov platform.
Under the scheme, every year, a National Youth Parliament will be organised in which youth from all over the country will participate. The Parliament will have two Houses – the Lok Sabha (House of the People) and the Rajya Sabha (Council of States). Each House will have a Leader of the House and a Deputy Leader of the House.
The National Youth Parliament will discuss and debate on various issues of national importance and come up with suggestions and recommendations. These suggestions and recommendations will be submitted to the Prime Minister’s Office and the Ministry of Youth Affairs and Sports.
The scheme is open to all Indian citizens aged between 18 and 25 years. The selection of participants will be done through an online application process.
The National Youth Parliament Scheme is a great initiative by the Prime Minister to engage the youth of the country in the process of nation-building. It will provide a platform for the youth to express their views and suggestions on various issues of national importance. It will also help inculcate a sense of responsibility towards the nation in the youth of the country.
22. PM Gati Shakti Yojana
The Pradhan Mantri Gati Yojana was launched in April 2015 with the aim of providing faster and more efficient transportation of goods across India. The scheme is implemented by the Ministry of Shipping and aims to modernize the country’s logistics sector. As of March 2019, a total of INR 80 billion had been invested in the scheme.
The scheme has four main components:
1. Infrastructure development – This includes the development of new ports, railways, and roads to improve connectivity.
2. Technology adoption – The use of modern technology such as containerization and GPS tracking will be promoted to improve efficiency.
3. Human resource development – Training will be provided to workers in the logistics sector to improve their skills.
4. Regulatory reforms – Changes will be made to the existing laws and regulations to make the logistics sector more efficient.
23. Solar Rooftop Subsidy Scheme Phase 2
The Solar Rooftop Subsidy Scheme Phase 2 was launched by Prime Minister Narendra Modi in December 2019. The scheme aims to provide financial assistance to households and businesses for installing solar rooftop systems. The scheme is part of the government’s ambitious plan to increase the share of renewable energy in the country’s energy mix.
Under the scheme, the government will provide a subsidy of 30% of the cost of installation of a rooftop solar system, up to a maximum of Rs. 1 lakh. The scheme is open to all Indian citizens, including those living in urban and rural areas. The scheme will be implemented in a phased manner, with the first phase covering 1,000MW of capacity.
The scheme is expected to provide a boost to the solar rooftop market in India, which has been struggling to take off due to high upfront costs. The subsidy will reduce the payback period for solar rooftop installations and make them more attractive for investors.
The Solar Rooftop Subsidy Scheme Phase 2 is a welcome step by the government to promote the use of renewable energy in the country. It is a well-designed scheme that is likely to have a positive impact on the growth of the solar rooftop market in India.
24. PFMS Scholarship
The Pradhan Mantri Fasal Bima Yojana (PMFBY) is a flagship annual crop insurance scheme of the Government of India with the objective of providing financial support to the farmers in the event of crop failure on account of natural calamities, pests & diseases. The scheme is implemented by the Ministry of Agriculture & Farmers Welfare through the Department of Agriculture Cooperation & Farmers Welfare and the State Governments/UTs.
The scheme was launched on 18th October, 2016 by the Prime Minister of India, Shri Narendra Modi. The scheme is currently operational in all the States and UTs of the country. The scheme has been successful in providing financial support to the farmers in the event of crop failure.
The scheme has two components –
1. Pradhan Mantri Fasal Bima Yojana – Insurance Component
2. Pradhan Mantri Fasal Bima Yojana – Subsidy Component
The Pradhan Mantri Fasal Bima Yojana – Insurance Component provides for crop insurance cover to the farmers against crop loss/damage arising out of unforeseen events such as natural calamities, pests & diseases. The premium for the insurance cover is to be paid by the farmers. The premium rates for different crops are notified by the Government on an annual basis.
The Pradhan Mantri Fasal Bima Yojana – Subsidy Component provides for subsidy on the premium paid by the farmers for the insurance cover. The subsidy is to be paid by the concerned State Government/UT. The quantum of subsidy is decided by the concerned State Government/UT.
Under the scheme, farmers are required to pay only 2% of the premium for Kharif crops and 1.5% of the premium for Rabi crops. For annual commercial and horticultural crops, farmers are required to pay 5% of the premium. The premium rates for different crops are notified by the Government on an annual basis.
The scheme provides for a uniform premium of Rs. 1250 per hectare for all Kharif crops. For Rabi crops, the premium is to be paid at the rate of Rs. 750 per hectare
25. PM Atmanirbhar Swasth Bharat Yojana
Atmanirbhar Bharat Swasth Bharat Yojana is a flagship health insurance scheme of the Government of India. The scheme was launched by Prime Minister Narendra Modi on 23 September 2020. The scheme aims to provide health insurance cover of up to Rs. 5 lakhs to every family in India. The scheme will be implemented in a phased manner and will cover all families by December 2021. The scheme will be implemented through a network of health insurance companies and will be overseen by a centralised authority. The scheme is expected to benefit over 10 crore families in India.
26. National SC/ST Hub Scheme
The government has launched the National SC/ST Hub to provide a one-stop solution for the problems faced by the Scheduled Castes (SC) and Scheduled Tribes (ST) entrepreneurs in accessing information, marketing support, financial assistance and hand-holding services. The scheme was launched by the Prime Minister Narendra Modi on 5th April, 2018.
The National SC/ST Hub is an initiative of the Ministry of Micro, Small and Medium Enterprises (MSME), Government of India. It is being implemented by the Confederation of Indian Industry (CII) with support from the National Scheduled Tribes Finance and Development Corporation (NSTFDC) and National Scheduled Castes Finance and Development Corporation (NSFDC).
The objective of the scheme is to promote entrepreneurship among the SC/ST community by providing them with access to information, marketing support, financial assistance and hand-holding services. The scheme also aims to create an enabling ecosystem for the SC/ST entrepreneurs by developing linkages with banks, financial institutions, raw material suppliers, etc.
Under the scheme, CII will set up SC/ST Hubs in all the states and union territories (UTs) of the country. These Hubs will act as a single point of contact for the SC/ST entrepreneurs for availing all the services under the scheme.
The SC/ST entrepreneurs can access the following services from the National SC/ST Hub:
1. Information and advisory services: The Hub will provide information and advisory services on various aspects of starting and running a business, such as business opportunities, market information, technology, etc.
2. Marketing support services: The Hub will provide marketing support services to the SC/ST entrepreneurs, such as arranging buyer-seller meet, participation in exhibitions, etc.
3. Financial assistance: The Hub will provide financial assistance to the SC/ST entrepreneurs in the form of loans and equity financing.
4. Hand-holding services: The Hub will provide hand-holding services to the SC/ST entrepreneurs, such as business counseling, mentoring, etc.
27. QRMP Scheme
QRMP Scheme – The QRMP scheme is a new scheme launched by the government to promote digital transactions and make them more secure. Under this scheme, all merchants will be provided with a QR code which they can display at their shops. Customers can then scan this QR code using their mobile phones to make payments.
This scheme will also offer customers various discounts and cashbacks for making digital payments. The government is hoping that this will encourage more people to use digital payment methods and help in the transition to a cashless economy.
The QRMP scheme is currently being piloted in select cities and will be rolled out nationwide in the coming months.
28. Baal Aadhar Card
The government has launched a number of schemes over the past few years. The latest one is the ‘Baal Aadhar Card’ scheme. This scheme is for children aged 0-5 years. Under this scheme, each child will get a unique 12-digit identification number which will be linked to their Aadhaar number. This number will be used to track the child’s health, education and other important data.
The government has also launched a mobile app called ‘Aadhar Bridge’ which will help parents to track their child’s progress. The app will also help parents to connect with other parents and experts.
The Baal Aadhar Card scheme is a great initiative by the government. It will help to track the progress of children and ensure that they get the best possible start in life.
29. PM Street Vendor’s Atmanirbhar Nidhi (PM SVANidhi) Scheme
The Prime Minister Street Vendors Atmanirbhar Nidhi (PM SVANidhi) scheme was launched by the government of India in June 2020 to provide financial assistance to street vendors in the wake of the COVID-19 pandemic. Under the scheme, each eligible street vendor will receive a working capital loan of up to Rs. 10,000 to resume their business. The loan will be repaid over a period of one year, with a grace period of six months. Interest on the loan will be subsidized by the government.
The scheme is open to all street vendors who were registered with the local authorities as of 24 March 2020 and have a valid identity proof. To avail of the loan, vendors will need to submit an application to the nearest District Administration or Urban Local Body office, along with a copy of their identity proof and vendor registration certificate.
The government has also set up a dedicated helpline (1800-180-6695) to provide assistance to street vendors in availing of the loan.
30. SERB POWER Schemes
Since 2014, the Modi government has launched a number of schemes with the aim of uplifting the socio-economic status of the people of India. Some of these schemes are targeted at specific sections of the society such as women, farmers, youth, etc. while some are pan-India in nature. The ‘SERB POWER Schemes’ falls under the latter category.
The SERB POWER Schemes is a scheme launched by the government with the objective of providing financial assistance to small and medium enterprises (SMEs) in the form of loans and equity funding. Under the scheme, the government will provide a loan of up to Rs. 1 crore to eligible SMEs. The loan will be provided at an interest rate of 6% per annum for a period of 5 years. In addition to the loan, the government will also provide equity funding of up to 20% of the project cost to eligible SMEs.
The scheme is open to all Indian citizens who are aged 18 years and above. The minimum investment under the scheme is Rs. 25 lakhs. The scheme is applicable for new as well as existing SMEs.
The scheme is expected to benefit a large number of SMEs across the country and give a boost to the economy.
31. Ayushman Sahakar Scheme
The Ayushman Sahakar Scheme was launched by Prime Minister Narendra Modi on 12th October 2020. It is a scheme for providing financial assistance to small and marginal farmers for the purchase of equipment and machinery for the cultivation of medicinal and aromatic plants. The scheme will be implemented through the National Medicinal Plants Board (NMPB) and the National Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homoeopathy (AYUSH) Mission.
Under the scheme, small and marginal farmers will be provided with financial assistance of up to Rs. 2 lakhs for the purchase of equipment and machinery for the cultivation of medicinal and aromatic plants. The scheme will be implemented through the National Medicinal Plants Board (NMPB) and the National Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homoeopathy (AYUSH) Mission.
The objective of the scheme is to promote the cultivation of medicinal and aromatic plants in the country and to make India a global hub for the production of these plants. The scheme will also create employment opportunities for the farmers and will help in the development of the Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homoeopathy (AYUSH) sector.
32. STARS Scheme
STARS Scheme is a scheme launched by PM Narendra Modi in order to provide financial assistance to the students of India. The scheme is designed to provide Direct Benefit Transfer (DBT) to the account of eligible students. The scheme is currently being implemented in the states of Gujarat and Maharashtra. The main aim of the scheme is to provide financial assistance to the students who are pursuing their studies in the field of science and technology. The scheme is also helpful in providing employment opportunities to the students.
33. Janaushadhi Suvidha Sanitary Napkins
Janaushadhi Suvidha Sanitary Napkins is a scheme launched by Prime Minister Narendra Modi in 2017. The scheme provides free sanitary napkins to women in rural areas. The scheme is being implemented by the Ministry of Health and Family Welfare.
The scheme was launched with an aim to provide hygienic and affordable sanitary napkins to women in rural areas. The scheme is being implemented through Common Service Centers (CSCs). Under the scheme, each CSC will provide free sanitary napkins to women in their catchment area.
The scheme is being implemented in three phases. In the first phase, the scheme will be implemented in 500 Gram Panchayats. In the second phase, the scheme will be extended to 3000 Gram Panchayats. In the third phase, the scheme will be extended to all Gram Panchayats in the country.
The scheme will benefit more than 2 crore women in rural areas. It will also create employment opportunities for women in rural areas.
34. Ghar Tak Fibre Scheme
The Ghar Tak Fibre Scheme is a scheme launched by Prime Minister Narendra Modi in August 2019. The scheme aims to provide high-speed broadband connectivity to all citizens of India by the year 2022. The scheme is being implemented by the Department of Telecommunications, Ministry of Communications. As of now, the scheme is in the pilot phase and is being implemented in the states of Gujarat and Maharashtra.
The scheme is based on the concept of providing last-mile connectivity to citizens. Under the scheme, optical fiber cables will be laid down in all Gram Panchayats of the country. These cables will then be connected to the homes of the citizens. The scheme will provide high-speed broadband connectivity to all citizens of India, irrespective of their geographical location.
The scheme is expected to benefit a large number of people, especially those living in rural areas. It will provide them with access to information and communication technologies (ICTs), which can be used for a variety of purposes, such as education, healthcare, and e-governance. The scheme is also expected to create employment opportunities in the country.
35. PM Vishvas Scheme
The Pradhan Mantri Vishvas Yojana is a scheme launched by Prime Minister Narendra Modi in 2020. The scheme is aimed at providing financial assistance to senior citizens who are 60 years of age or above and are citizens of India. The scheme provides for a one-time payment of Rs. 10,000 to each eligible senior citizen. The scheme is open to all senior citizens, irrespective of their income or economic status. The scheme is funded by the central government and will be implemented through the state governments.
36. Poshan Abhiyaan
The Poshan Abhiyaan, also known as the National Nutrition Mission, is a flagship programme of the Government of India launched on 8th March 2018 with an aim to improve the nutritional status of children, adolescents, pregnant women and lactating mothers. The programme targets to reduce the prevalence of stunting, undernutrition, anaemia and low birth weight babies.
The Poshan Abhiyaan has a multi-sectoral and multi-dimensional approach with the key ministries of Women and Child Development, Health and Family Welfare, Agriculture, Rural Development, Panchayati Raj, Urban Development, Drinking Water and Sanitation, and Education working together to achieve the objectives of the programme.
The programme adopts a life-cycle approach and focuses on all stages of a child’s life – from preconception to two years of age (the 1,000 days window), from three to six years of age, from seven to eighteen years of age and finally, during pregnancy and lactation.
The Poshan Abhiyaan has a two-pronged strategy – first, to address the underlying causes of undernutrition and second, to ensure access to quality nutrition services.
The first part of the strategy focuses on improving maternal and child health, food and nutrition security, sanitation and hygiene practices and early childhood care and education. The second part of the strategy focuses on improving the delivery of nutrition services, including supplementary nutrition programmes, immunization programmes, and other health and development services.
The Poshan Abhiyaan is being implemented in a phased manner across the country. The first phase of the programme was launched in 16 states and union territories with a high burden of undernutrition. The remaining states and union territories will be covered in the second and third phases of the programme.
The Poshan Abhiyaan is a time-bound programme with a target to reduce the prevalence of stunting, undernutrition, anaemia and low birth weight babies by 2%, 2%, 3% and 2% respectively, by the year 2022.
The programme will be implemented in a mission mode with a focus on convergence,
37. Free Coaching Scheme for SC / OBC Students
The Pradhan Mantri Jan Dhan Yojana (PMJDY) is a financial inclusion scheme launched by the Government of India in August 2014 under which 20.8 million new bank accounts were opened by January 2015. The scheme was launched with the objective of providing access to financial services to all Indian citizens, particularly the poor and under-banked.
The scheme provides for an overdraft facility of up to ₹5,000 after six months of satisfactory operation of the account, a RuPay debit card with inbuilt accident insurance cover of ₹1 lakh, and a mobile banking facility. As of March 2018, over 34.8 million people had availed of the overdraft facility.
The Pradhan Mantri Jan Dhan Yojana was launched with a number of objectives. These are:
1. To provide universal access to banking facilities
2. To ensure that all Indian citizens have a bank account
3. To provide financial inclusion for the poorest and most vulnerable sections of society
4. To provide an avenue for direct benefit transfers
5. To promote financial literacy and financial inclusion
The scheme has been successful in achieving its objectives. As of March 2018, over 34.8 million people had availed of the overdraft facility and more than Rs. 57,000 crore had been deposited in Jan Dhan accounts. The scheme has also resulted in an increase in the number of bank branches in rural and semi-urban areas.
38. Karmayogi Scheme
The Karmayogi Scheme is a scheme launched by Prime Minister Narendra Modi in 2019. It is a scheme for the training of government employees. The scheme is aimed at making the government employees more efficient and effective. The scheme is open to all government employees, including those from the Central and State governments. The scheme is being implemented by the National Institute for Smart Government.
39. Khadi Rozgar Yukta Gaon (KRYG)
Under the Prime Minister Narendra Modi’s government, many schemes have been launched for the development of the country. Out of all these schemes, ‘Khadi Rozgar Yukta Gaon KRYG’ is one of the most important schemes.
This scheme was launched in the year 2015 with an aim to provide employment to the people living in rural areas. It is a part of the government’s ‘Make in India’ initiative.
Under this scheme, the government provides financial assistance to the people who want to set up their own businesses in the rural areas. This scheme is helpful in generating employment opportunities in the rural areas.
This scheme is helpful in improving the economic condition of the rural areas. It is also helpful in promoting the use of khadi products.
40. Shaadi Shagun Yojana
The Shaadi Shagun Yojana is a scheme launched by Prime Minister Narendra Modi in February 2019. Under the scheme, the government provides financial assistance of Rs. 5,000 to eligible families for the marriage of their daughters. The scheme is open to families with an annual income of less than Rs. 1 lakh.
The scheme is an initiative of the Ministry of Women and Child Development and is implemented through the National Commission for Women. It is aimed at reducing the financial burden on families with daughters and helping them meet the costs of marriage.
The scheme is currently available in the states of Bihar, Gujarat, Karnataka, Maharashtra, Rajasthan, Uttar Pradesh and West Bengal. The government is planning to roll out the scheme nationwide in the next financial year.
The Shaadi Shagun Yojana is one of several schemes launched by Prime Minister Narendra Modi to support the financial inclusion of women. Other schemes include the Pradhan Mantri Jan Dhan Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana.
41. National Digital Health Mission (NDHM)
The National Digital Health Mission (NDHM) is a flagship initiative of the Government of India to provide a robust, secure and interoperable digital health ecosystem for all citizens of India. The NDHM envisages creating a national health repository that will store the health records of all citizens in a digital format. This will enable easy sharing of health records between different health care providers, thereby improving the quality of health care delivery in the country.
The NDHM will also promote the use of digital health technologies such as e-prescriptions, e-health records, m-health applications and telemedicine services. These technologies will help in reducing the cost of health care delivery and make it more accessible to the masses. The NDHM will also create a national health ID for every citizen, which will be linked to their Aadhaar number. This will help in better tracking of health records and also enable the government to provide targeted health interventions.
The NDHM is a part of the government’s larger Digital India initiative, which aims to transform India into a digitally empowered society and knowledge economy. The NDHM will go a long way in achieving this goal by making health care more efficient and accessible to all.
42. Khadi Agarbatti Atmanirbhar Mission (KAAM)
The ‘Khadi Agarbatti Atmanirbhar Mission KAAM’ was launched by Prime Minister Narendra Modi on 2nd October, 2020. The main objective of this scheme is to make India self-reliant in the production of agarbatti and to provide employment to the rural youths. Under this scheme, the government will provide financial assistance to the tune of Rs. 1 crore to each selected entrepreneur. The scheme will be implemented in a phased manner and the first phase will cover 100 entrepreneurs.
43. New National Education Policy 2020
The Union Cabinet, chaired by the Prime Minister Narendra Modi, on Wednesday approved the New Education Policy (NEP) 2020 after a gap of 34 years. It aims to bring transformational reforms in both school and higher education systems in the country.
The last education policy was formulated in 1986 and since then, the education sector has undergone a sea change. The new policy aims to meet the changing dynamics of the 21st century, while at the same time retaining our traditional strengths.
The NEP 2020 has been formulated after extensive consultations with all the stakeholders, including students, teachers, parents, educationists, and experts. It focuses on providing quality education to all, while at the same time promoting equity and inclusiveness.
The NEP 2020 envisages a holistic and multidisciplinary approach to education, with a focus on developing the all-round personality of every child. It also aims to promote creativity, critical thinking, and problem-solving skills among students.
Some of the key highlights of the NEP 2020 include:
1. Making school education more holistic, flexible, and multidisciplinary
2. Introducing new academic structures and pedagogical reforms
3. Promoting vocational and technical education
4. Encouraging innovations and research
5. Focusing on teacher training and development
6. Enhancing access to and equity in higher education
7. Improving the quality of higher education
The NEP 2020 is a forward-looking and comprehensive document that aims to bring about transformational reforms in the education sector. It is a welcome step towards ensuring that every child in India has access to quality education.
44. Tree Plantation Campaign (Vriksharopan Abhiyan)
India is a land of villages and farmers and trees have been an integral part of their life. In the recent past, there has been a growing awareness among the people about the importance of trees and their contribution to the environment. As a result, tree plantation campaigns have been gaining momentum across the country.
One such campaign is the ‘Tree Plantation Campaign – Vriksharopan Abhiyan’. Launched by Prime Minister Narendra Modi in August 2014, the campaign aims to increase the green cover of the country by planting trees. Under the campaign, saplings are to be planted in all government buildings, schools, colleges, and hospitals. The campaign also encourages people to plant trees in their homes and workplaces.
Trees play a vital role in maintaining the ecological balance of the environment. They help in reducing air pollution and noise pollution. Trees also help in controlling soil erosion and help in the recharge of groundwater. They are also a source of food and shelter for wildlife.
The ‘Tree Plantation Campaign – Vriksharopan Abhiyan’ is a step in the right direction towards conserving our environment. It is important that we all participate in the campaign and do our bit to make our country green and clean.
45. Manodarpan Scheme
The Manodarpan scheme was launched by the Prime Minister Narendra Modi on the 5th of September in the year 2019. The scheme is an initiative taken by the government to provide mental health support to the students of the country. The scheme is being implemented by the Ministry of Human Resource Development. Under the scheme, the government will provide financial assistance to the students for the treatment of mental health issues. The scheme will also provide training to the teachers so that they can identify the students who are suffering from mental health issues. The scheme will also provide support to the parents of the students who are suffering from mental health issues.
46. NISHTHA Teachers Training Program
The NISHTHA program is a flagship scheme of the Ministry of Human Resource Development (MHRD), Government of India. It is the world’s largest teacher training program aimed at improving the quality of school education by improving the quality of teachers.
The program is being implemented in a phased manner across the country. In the first phase, the program is being implemented in 21 states and 3 Union Territories. A total of 1.5 million teachers are being trained under the program.
The program has a holistic approach and aims to develop the professional competence of teachers at all levels. It also aims to instill in them a sense of pride and responsibility towards their profession.
The program has four components:
1. Pre-service Teacher Training: This component aims to train in-service teachers and pre-service teacher trainees.
2. In-service Teacher Training: This component aims to train serving teachers.
3. School Leadership Development: This component aims to develop leadership skills among school principals and head teachers.
4. Community Mobilization: This component aims to create awareness and build capacity of various stakeholders including parents and community members in order to support the teachers in their efforts to improve the quality of education.
The program is being implemented by the National Council of Educational Research and Training (NCERT) and the Central Institute of Educational Technology (CIET).
47. Vehicle Number Plates Colour Scheme
The colour scheme of a vehicle number plate in India is determined by the State Transport Authority (STA) of the state in which the vehicle is registered. The scheme consists of a combination of numbers and letters in a particular sequence. The first two letters indicate the state code, while the last four letters are the sequential number of the vehicle.
The colour of the number plate also depends on the type of vehicle. For instance, private vehicles have white number plates with black letters, while commercial vehicles have yellow number plates with black letters. Two-wheelers have black and white number plates.
The central government has also launched a scheme for standardised colour coding of number plates for all vehicles across the country. Under this scheme, the first two letters of the number plate will indicate the state code, while the last three letters will be the sequential number of the vehicle. The background colour of the number plate will be white for private vehicles and yellow for commercial vehicles.
The scheme is yet to be implemented and the date of implementation is yet to be announced.
48. Aatmanirbhar Skilled Employee Employer Mapping (ASEEM)
The ‘Aatmanirbhar Skilled Employee Employer Mapping – ASEEM’ was launched by Prime Minister Narendra Modi on 16th July 2020. The scheme is aimed at mapping the skills of Indian workers with the requirements of the industry and thereby, creating a pool of skilled workers for the industry.
Under the scheme, the government will provide free training to the unemployed youth in the age group of 18-35 years. The training will be imparted by the National Skill Development Corporation (NSDC) and its training partners. The scheme will cover all the sectors of the economy and will create a database of skilled workers which can be accessed by the industry.
The scheme will benefit the industry by providing them with a pool of skilled workers and will also benefit the unemployed youth by providing them with free training and employment opportunities.
49. Affordable Rental Housing Complex (ARHC) Scheme
ARHC scheme was launched by PM Narendra Modi in 2019. The scheme is designed to provide affordable rental housing to migrant workers, urban poor and students in the country. The scheme will be implemented in two phases. In the first phase, the scheme will be implemented in 10 cities – Delhi, Mumbai, Kolkata, Chennai, Hyderabad, Pune, Bengaluru, Ahmedabad, Jaipur and Lucknow. In the second phase, the scheme will be implemented in 25 more cities. The scheme will provide 1 lakh rental housing units in 10 cities and 2.5 lakh rental housing units in 25 cities. The scheme will benefit about 1 crore people in the country.
50. SERB Accelerate Vigyan Scheme
The ‘SERB Accelerate Vigyan Scheme’ is a scheme launched by Prime Minister Narendra Modi in February 2019. The scheme aims to promote scientific research in India by providing financial assistance to Indian scientists and researchers. Under the scheme, scientists and researchers can receive up to Rs. 10 crore per year for their research projects. The scheme is open to all Indian scientists and researchers, regardless of their field of research.
51. Pradhan Mantri Formalisation of Micro Food Enterprises (PM FME) Scheme
Pradhan Mantri Formalisation of Micro Food Enterprises PM FME Scheme
The Pradhan Mantri Formalisation of Micro Food Enterprises PM FME Scheme was launched by the Ministry of Food Processing Industries (MoFPI) in August 2018. The scheme aims to formalize micro food enterprises (MFEs) and to provide them with access to improved technology, better quality control and food safety mechanisms, and improved linkages to markets.
The scheme will provide financial assistance of up to Rs. 1 crore per MFE for the establishment of food processing units. It will also provide support for the upgradation of existing units, including the purchase of new equipment and the renovation of existing premises. In addition, the scheme will also provide support for the training of personnel in new technologies and food safety standards.
The scheme is expected to benefit around 2 lakh MFEs across the country, and will create employment for up to 5 lakh people. It is also expected to boost the growth of the food processing sector in India, which is currently worth around Rs. 1 lakh crore.
52. Satyabhama – Science and Technology Yojana for Aatmanirbhar Bharat in Mining Advancement
The Indian mining sector plays a pivotal role in the country’s infrastructure and economy. The sector provides basic raw materials to a host of industries, including thermal, steel, cement and refractories, chemical and fertilizers, glass, ceramics, etc.
The mining sector in India is currently undergoing a major transformation, with a number of new initiatives and policies being implemented by the government to boost growth and development. One of the most significant of these is the Satyabhama Science and Technology Yojana for Aatmanirbhar Bharat in Mining Advancement.
The Satyabhama Science and Technology Yojana is a flagship program of the government of India that aims to promote self-reliance in the mining sector. The program will provide financial and technical assistance to Indian companies for the development of new and innovative technologies in mining. It will also support the establishment of new mining companies and the expansion of existing ones.
The program is a part of the government’s broader Aatmanirbhar Bharat initiative, which aims to make India self-reliant in a number of key sectors. The mining sector is a crucial part of this initiative, as it is one of the country’s most important industries.
The Satyabhama Science and Technology Yojana is a vital step forward in the government’s efforts to boost the mining sector. It will help to create new jobs and bring in foreign investment. It is also a clear signal of the government’s commitment to the development of the mining sector.
53. Pradhan Mantri Garib Kalyan Rojgar Abhiyaan
Pradhan Mantri Garib Kalyan Rojgar Abhiyaan is a scheme launched by the Indian government to provide employment to the rural poor in the wake of the COVID-19 pandemic. The scheme was announced by Prime Minister Narendra Modi on 12 May 2020. Under the scheme, the government will provide employment to around 3 crore people in rural areas by creating infrastructure projects. The scheme will be implemented in 25 districts across the country which have been most affected by the COVID-19 pandemic.
The scheme will be implemented by the Ministry of Rural Development, and will focus on creating jobs in the areas of animal husbandry, agriculture, horticulture, forestry, and fisheries. It will also focus on creating jobs in the construction sector, and will provide training to the unemployed youth in these sectors. The scheme will be implemented over a period of 125 days, and will cost the government Rs. 50,000 crore.
The scheme is expected to benefit around 3 crore people in rural areas, and will create employment opportunities in the wake of the COVID-19 pandemic. It will also help in the development of rural infrastructure, and will provide a boost to the rural economy.
54. Sahakar Mitra Yojana
Narendra Modi, the Prime Minister of India, has launched several schemes since he came to power in 2014. Some of these schemes are targeted at specific sections of the society while others are for the benefit of all. The ‘Sahakar Mitra Yojana’ is one such scheme that is aimed at promoting entrepreneurship among the youth.
Under this scheme, the government provides financial assistance to young entrepreneurs who wish to set up their own business. This scheme was launched in the year 2015 and has been a great success so far. More than 1.5 lakh young entrepreneurs have benefited from this scheme.
The scheme provides for a loan of up to Rs. 10 lakhs for setting up a new business. The interest rate on this loan is only 4% per annum. This scheme has been a great boost for the youth of the country who wish to become entrepreneurs.
This scheme is a part of the government’s efforts to promote entrepreneurship in the country. The government believes that this scheme will help in creating jobs and will also boost the economy.
55. Swades Skill Card Scheme
The Swades Skill Card Scheme is a flagship initiative of the Government of India that aims to provide employment-oriented training to the rural youth of the country. The scheme was launched by Prime Minister Narendra Modi on 15th August, 2019. Under the scheme, skill cards will be issued to the rural youth which will contain the details of their skills and training. The scheme will also provide financial assistance to the rural youth for setting up their own businesses. The main objective of the scheme is to provide employment opportunities to the rural youth and to make them self-sufficient.
56. Aatm Nirbhar Bharat Abhiyan
The Aatm Nirbhar Bharat Abhiyan is a scheme launched by Prime Minister Narendra Modi on 12 May 2020. It is a Rs 20 lakh crore package to make India self-reliant. The scheme aims to provide employment to crores of people who have lost their jobs due to the COVID-19 pandemic. It also aims to boost the MSME sector, which is the backbone of the Indian economy.
The scheme has five pillars – economy, infrastructure, technology-driven systems, vibrant demography and demand. Under the scheme, the government will focus on creating jobs, boosting economic growth and making India a manufacturing hub. It will also provide easy access to credit, promote digital payments and increase investment in research and development.
The Aatm Nirbhar Bharat Abhiyan is a bold and ambitious scheme that aims to make India self-reliant. It is a much-needed boost to the economy in the wake of the COVID-19 pandemic. The scheme will go a long way in making India a prosperous and developed nation.
57. Pradhan Mantri Swamitva Yojana
Pradhan Mantri Swamitva Yojana is a scheme launched by Prime Minister Narendra Modi in 2020. The scheme aims to provide land ownership rights to rural residents. Under the scheme, residents of villages will be surveyed and given land ownership certificates. The scheme will also help in the development of village infrastructure.
58. Aarogya Setu App
Aarogya Setu App: The Aarogya Setu app is a contact-tracing app developed by the Government of India to help in the fight against the COVID-19 pandemic. The app uses Bluetooth technology to track the movement of people who have installed it on their smartphones. If someone who has the app comes in close contact with someone who has tested positive for COVID-19, the app will send an alert to the user.
The app was launched on 2 April 2020 and is available in 11 languages. As of 21 April 2020, the app has been downloaded by over 50 million people.
The app has been controversial, with some critics saying that it violates privacy rights. The government has said that the app is voluntary and that user data will be used only for the purpose of contact tracing.
59. PM Garib Kalyan Ann Yojana
The Pradhan Mantri Garib Kalyan Ann Yojana is a flagship welfare scheme of the Government of India that was launched in 2016. The scheme is aimed at providing financial assistance to the poorest and most vulnerable sections of society. The scheme provides for a one-time payment of Rs. 5,000 to each eligible household. The scheme is currently being implemented in all States and Union Territories of India.
The scheme has been designed to target the poorest and most vulnerable sections of society. The scheme provides for a one-time payment of Rs. 5,000 to each eligible household. The scheme is currently being implemented in all States and Union Territories of India. The scheme is being implemented through the Direct Benefit Transfer (DBT) mode. Under the scheme, eligible households will receive an amount of Rs. 5,000 in their bank account. The scheme will benefit around 12 crore households in the country.
The scheme is being implemented in phases. The first phase of the scheme was launched in 2016-17. The second phase of the scheme was launched in 2017-18. The scheme is currently in its third phase and is expected to be completed by 2019-20.
The scheme has been successful in providing financial assistance to the poorest and most vulnerable sections of society. The scheme has also helped in reducing the burden on the government’s welfare schemes.
60. Pradhanmantri Garib Kalyan Yojana (PMGKY)
The Pradhanmantri Garib Kalyan Yojana (PMGKY) is a scheme launched by Prime Minister Narendra Modi in December 2016 to help the poorest and most vulnerable families in India. The scheme provides for a one-time direct benefit transfer of Rs. 6,000 to eligible families, as well as an additional Rs. 2,000 per month for a period of three years. The scheme is also intended to create employment opportunities for the poor and to provide them with access to basic services.
61. PM Laghu Vyapari Maan-dhan Yojana or Karam Yogi Mandhan Scheme
The Pradhan Mantri Laghu Vyapari Maandhan Yojana or Karam Yogi Mandhan Scheme is a pension scheme for small traders and self-employed individuals. The scheme was launched by Prime Minister Narendra Modi on 12th September, 2018. Under the scheme, eligible individuals will receive a monthly pension of Rs. 3,000 after they retire. The scheme is open to all Indian citizens between the ages of 18 and 40.
To be eligible for the scheme, individuals must have a valid bank account and must be registered with the GST. They must also have a turnover of less than Rs. 1.5 crore per annum. The scheme will be implemented through the National Pension System (NPS).
The scheme is expected to benefit more than 3 crore small traders and self-employed individuals. It will provide them with financial security in their old age and will also help to formalise the unorganised sector.
62. Pradhan Mantri Kisan Mandhan Yojana (PMKMY Farmers Pension)
Pradhan Mantri Kisan Mandhan Yojana is a pension scheme for small and marginal farmers in India. The scheme was launched by Prime Minister Narendra Modi on 12th September, 2018. Under the scheme, farmers will contribute a fixed sum of money every month to a pension fund. After the age of 60, they will receive a monthly pension of Rs. 3,000. The scheme is voluntary and open to all farmers aged 18-40 years. The scheme will be implemented through Life Insurance Corporation of India (LIC).
The main objective of the scheme is to provide social security to small and marginal farmers in India. The scheme will help farmers to lead a dignified life after retirement. It will also provide financial security to their families in case of their untimely death.
The scheme is expected to benefit around 10 crore small and marginal farmers in India. It will cost the government around Rs. 10,000 crore per year. The scheme will be implemented from 2019-20.
The Pradhan Mantri Kisan Mandhan Yojana is a very important scheme for the small and marginal farmers in India. It will help them to lead a dignified life after retirement. The scheme will also provide financial security to their families in case of their untimely death.
63. Pradhan Mantri Kisan Samman Nidhi Yojana
Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) is a Central Sector scheme with 100% funding from the Government of India. It has become operational from 1.12.2018. Under the scheme, an income support of Rs.6000/- per year in three equal installments is provided to small and marginal farmers’ families having combined land holding/ownership of up to 2 hectares.
The scheme covers all farmer families across the country except those who are already covered under the similar schemes of State Governments and Union Territories. The scheme is to benefit around 12 crore small and marginal farmer families.
The scheme is proposed to be implemented through Direct Benefit Transfer (DBT) mode. The first installment for the financial year 2019-20 shall be transferred to the eligible farmer families during the period 1.04.2019 to 14.05.2019. Thereafter, the second and third installments for the financial years 2019-20 and 2020-21 shall be transferred to the eligible farmer families automatically, on receipt of data from States/UTs, before the due date of each respective year.
Eligibility
The following farmer families are eligible for support under the scheme:-
(i) All landowning farmer families who hold cultivable land up to 2 hectares as per the land records of the concerned States/UTs.
(ii) Farmer families who are landless and are engaged as agricultural labourers, sharecroppers and tenant farmers, as per the definition given in clause (k) of section 2 of the MSMED Act, 2006.
(iii) All such farmer families, irrespective of the size of landholdings.
Mode of Payment
The benefit shall be transferred directly to the bank accounts of the eligible farmer families.
The farmer family shall receive the benefit in three equal installments of Rs.2000/- each, every four months.
The first installment shall be paid for the period 1.12.2018 to 31.03.2019.
The second installment shall be paid for the period 1.04.2019 to 30.09.2019.
The third installment
64. Pradhan Mantri Shram Yogi Maan-dhan Yojana (PM-SYM)
Pradhan Mantri Shram Yogi Maandhan Yojana (PMSYM) is a social security scheme launched by Prime Minister Narendra Modi on 15th August, 2018. The scheme is targeted towards the unorganized sector workers with monthly income up to Rs. 15,000. It aims to provide them with a minimum monthly pension of Rs. 3,000 after they retire at the age of 60.
Under this scheme, the subscribers will have to contribute Rs. 100 per month from the age of 18 to 40 years. The government will then match this contribution and provide an additional Rs. 1,000 per month. The total corpus of the scheme is estimated to be Rs. 10,000 crore. The scheme will be implemented through the Life Insurance Corporation of India (LIC).
This scheme will provide social security to more than 42 crore workers in the unorganized sector. It will help them lead a dignified life after retirement. The scheme will also provide a boost to the government’s flagship scheme, ‘Make in India’, as it will create more employment opportunities in the country.
65. Nikshay Poshan Yojana
The Prime Minister, Narendra Modi, had launched the Nikshay Poshan Yojana in 2018. The scheme is a part of the National Nutrition Mission and is aimed at improving the nutritional status of children in the age group of 0-6 years and adolescent girls in the age group of 11-19 years, by providing them with nutritious food.
The scheme provides for a monthly allowance of Rs. 500 to be given to pregnant and lactating women, and Rs. 250 to be given to children in the age group of 0-6 years. The scheme also provides for the setting up of nutrition resource centres, which will provide information and counselling on nutrition to women and children.
The scheme is being implemented in partnership with the Ministry of Women and Child Development, the Ministry of Health and Family Welfare, and the Ministry of Education.
66. Pradhan Mantri Jan Arogya Abhiyan
Pradhan Mantri Jan Arogya Abhiyan (PM-JAY) is a government-sponsored health insurance scheme in India. It was launched by Prime Minister Narendra Modi in September 2018. The scheme provides health insurance cover of up to Rs. 5 lakh per family per year for secondary and tertiary care hospitalization. It is the world’s largest government-funded health insurance scheme. As of March 2021, over 27 crore families (approximately 135 crore people) have been enrolled in the scheme.
The scheme is implemented by the National Health Authority (NHA), which is a subordinate office of the Ministry of Health and Family Welfare. The NHA is responsible for the overall implementation of the scheme, including selection of hospitals, empanelling of hospitals, authorisation of treatments, and cashless payments.
The scheme has been successful in reducing out-of-pocket expenditure for secondary and tertiary care hospitalization. A study by the NHA found that PM-JAY beneficiaries experienced a reduction in out-of-pocket expenditure of Rs. 4,341 per hospitalization, on average. The scheme has also helped to increase the utilization of tertiary care services. The NHA study found that the number of tertiary care hospitalizations increased by 52% in the first year of PM-JAY.
The scheme is funded by the central government. The government has allocated Rs. 34,000 crore (US$4.7 billion) for the scheme in 2019-20. The scheme is currently operational in all states and union territories of India.
The scheme has been widely praised by experts and commentators. The Economist magazine called PM-JAY “a landmark reform” and “the world’s largest government-sponsored health-insurance scheme”. The Niti Aayog, the government’s think-tank, has described the scheme as a “game changer” that will have a “transformative impact” on the health sector.
67. PM Rashtriya Swasthya Suraksha Mission (PMRSSM) – Ayushman Bharat Yojana
The Pradhan Mantri Rashtriya Swasthya Suraksha Mission (PMRSSM) is a flagship health insurance scheme of the Government of India. It is also known as Ayushman Bharat Yojana. The scheme was launched by Prime Minister Narendra Modi on 23 September 2018.
The scheme provides health insurance cover of up to Rs. 5 lakhs per family per year. It also covers pre-existing diseases and maternity expenses. The scheme is implemented through a network of empanelled hospitals.
The PMRSSM is one of the world’s largest health insurance schemes. It is expected to benefit more than 10 crore families in India. The scheme is an important step towards achieving Universal Health Coverage (UHC).
The scheme is funded by the central government and implemented by the state governments. The scheme is free of cost for the beneficiaries.
The PMRSSM is a game changer in the health sector. It will help reduce out-of-pocket expenditure on health and ensure access to quality health care for all.
68. Pradhan Mantri Vaya Vandana Yojana (PMVVY)
Pradhan Mantri Vaya Vandana Yojana (PMVVY) is a pension scheme for senior citizens aged 60 years and above. It was launched by Prime Minister Narendra Modi on May 14, 2015. The scheme is administered by the Life Insurance Corporation of India (LIC). Under the scheme, senior citizens can avail of an assured pension of Rs. 7,500 per month for a period of 10 years. The scheme also provides for an additional income tax benefit of up to Rs. 1.5 lakhs under Section 80C of the Income Tax Act.
The scheme is open for subscription from May 14, 2015 to May 13, 2020.
What are the features of the scheme?
Pension: The scheme provides for an assured pension of Rs. 7,500 per month for a period of 10 years. The pension is payable at the end of each month.
Eligibility: The scheme is open to all Indian citizens aged 60 years and above.
Investment: The minimum investment under the scheme is Rs. 1.5 lakhs. There is no maximum limit for investment.
Tenure: The scheme has a tenure of 10 years.
Withdrawal: Partial withdrawal is allowed after completion of 5 policy years.
Surrender: The policy can be surrendered at any time during the policy term.
Tax benefits: The scheme provides for an additional income tax benefit of up to Rs. 1.5 lakhs under Section 80C of the Income Tax Act.
69. Pradhan Mantri Swasthya Suraksha Yojana
The Pradhan Mantri Swasthya Suraksha Yojana (PMSSY) was launched by the Government of India in 2003 with the objective of providing quality tertiary healthcare to the masses through the establishment of medical colleges, teaching hospitals and training institutes in underserved areas of the country. The scheme was subsequently revised in 2006 and again in 2012. The latest revision of the scheme was launched in 2018 with an outlay of Rs. 20,000 crore over a period of six years (2018-2024).
The scheme aims to achieve its objectives by establishing new medical colleges in underserved areas, upgrading existing medical colleges and setting up teaching hospitals. A total of 3,600 medical seats will be created under the scheme and 30 new medical colleges will be set up. In addition, 60 existing medical colleges will be upgraded and 30 teaching hospitals will be established.
The scheme will also provide for the setting up of four AIIMS-like institutions in Jharkhand, Gujarat, Maharashtra and Assam. These institutions will be equipped with state-of-the-art facilities and will offer super-specialty healthcare services.
The scheme will also provide for the establishment of a National Institute of Ageing at an estimated cost of Rs. 500 crore. This institute will conduct research on ageing-related diseases and will also provide training to healthcare professionals in this field.
The scheme will be implemented by the Ministry of Health and Family Welfare in collaboration with the Ministry of Ayush. It is expected that the scheme will go a long way in providing quality healthcare to the people of India.
70. Pradhan Mantri Jan Vikas Karyakram (PMJVK)
Pradhan Mantri Jan Vikas Karyakram (PMJVK) is a scheme launched by Prime Minister Narendra Modi in 2014. The scheme is aimed at providing better opportunities for the development of backward regions of the country. Under the scheme, various development programmes are being implemented in backward districts of the country.
The scheme is being implemented in partnership with state governments and various other stakeholders. Various developmental activities are being undertaken under the scheme in the areas of education, health, employment, infrastructure, etc. The scheme is also providing financial assistance to backward districts for the development of basic amenities.
The scheme is expected to benefit a large number of people living in backward regions of the country. It is also expected to create new employment opportunities in these regions.
71. Krishonnati Yojana – Green Revolution
The government of India has been working on various schemes and projects to improve the country’s agricultural sector. One of the most recent and ambitious schemes is the Pradhan Mantri Krishonnati Yojana or the PMKSY. The scheme was launched in 2015 with the aim of bringing about a green revolution in the country’s agriculture sector.
Under the scheme, the government has set a target of increasing the agricultural production by 20% by 2022. To achieve this target, the government is investing in various initiatives such as irrigation, crop insurance, soil health card, etc. The PMKSY is also working towards making the country’s agriculture sector more sustainable and climate-resilient.
One of the key components of the PMKSY is the Pradhan Mantri Fasal Bima Yojana or the PMFBY. The PMFBY is a crop insurance scheme that provides financial assistance to farmers in case of crop loss due to natural calamities. The scheme has been operational since 2016 and has helped many farmers in getting compensation for their crop loss.
Another important component of the PMKSY is the Pradhan Mantri Krishi Sinchai Yojana or the PMKSY. The PMKSY is an irrigation scheme that aims to provide irrigation facilities to every farmer in the country. The scheme is being implemented in a phased manner and is expected to be completed by 2019.
The PMKSY is a flagship scheme of the government of India and is expected to transform the country’s agriculture sector. The scheme is a much-needed boost to the sector which has been struggling in recent years. The scheme is also a welcome step towards making the country’s agriculture sector more sustainable and climate-resilient.
72. National Youth Empowerment Scheme (N-YES) Scheme
National Youth Empowerment Scheme (NYES) Scheme – The National Youth Empowerment Scheme (NYES) is a scheme launched by the Prime Minister of India, Narendra Modi, on 5th September, 2018. The scheme aims to provide employment opportunities to the youth of India and to empower them with the skills and knowledge required to succeed in the job market. The scheme will provide training to youth in various sectors such as agriculture, manufacturing, tourism, and so on. It will also provide them with financial assistance to start their own businesses. The scheme is open to all Indian citizens between the ages of 18 and 35 years.
73. Ganga Vriksharopan Abhiyan
The Ganga Vriksharopan Abhiyan is a scheme launched by Prime Minister Narendra Modi in 2019. The scheme aims to increase the tree cover along the banks of the River Ganga. Under the scheme, saplings will be planted along the banks of the river and in other areas where there is a need for tree cover. The scheme is being implemented by the National Mission for Clean Ganga (NMCG).
74. PM Van Dhan Yojana
The Pradhan Mantri Van Dhan Yojana is a scheme launched by the Indian government in 2018. The scheme is aimed at providing livelihood opportunities to tribals and forest dwellers by involving them in the collection and value addition of minor forest produce. The scheme is being implemented by the Ministry of Tribal Affairs.
Under the scheme, each tribal household is provided with a kit containing 10 RFID-enabled trays, a weighing scale, a measuring tape, a pair of gloves and a first-aid kit. The household is also provided with training on collection and value addition of minor forest produce.
The collected minor forest produce is then sold to the Van Dhan Vikas Kendras, which are run by the tribals themselves. The Kendras add value to the minor forest produce and sell it to the end consumers.
The scheme is expected to benefit around 4 lakh tribal households in the first phase. The scheme is being implemented in the states of Madhya Pradesh, Odisha, Jharkhand, Maharashtra, Chhattisgarh, Rajasthan, Telangana, Andhra Pradesh, Gujarat and Uttarakhand.
The Van Dhan Yojana is expected to not only provide livelihood opportunities to tribals but also help in the conservation of forests.
75. Seva Bhoj Yojana
The Pradhan Mantri Seva Bhoj Yojana is a scheme launched by Prime Minister Narendra Modi in 2018. Under the scheme, the government provides financial assistance to eligible individuals and families for the cost of their meal at select restaurants. The scheme is designed to benefit those who cannot afford to eat out regularly, as well as to promote social inclusion.
To be eligible for the scheme, an individual must have a valid ration card and an annual income of less than Rs. 1 lakh. Families with an annual income of up to Rs. 5 lakhs are also eligible for the scheme.
The scheme is currently operational in the states of Uttar Pradesh, Madhya Pradesh, Maharashtra, Gujarat, Rajasthan, Bihar, and Jharkhand. The government plans to extend the scheme to all states and union territories by 2022.
76. Restructured National Bamboo Mission under NMSA
The government has restructured the National Bamboo Mission (NBM) and allocated Rs 1,290 crore for it under the National Mission for Sustainable Agriculture (NMSA).
The scheme will be implemented over a period of five years from 2017-18 to 2021-22.
The primary objective of the scheme is to promote bamboo sector in the country in a sustainable manner.
The scheme will also focus on creating an enabling environment for private investment in the bamboo sector.
The scheme will be implemented through two components, namely,
(i) National Bamboo Core Programme, and
(ii) State Bamboo Core Programme.
The National Bamboo Core Programme will be implemented by the Department of Agriculture, Cooperation and Farmers Welfare through the National Bamboo Mission Management Unit (NBMMU).
The scheme will have two sub-components, namely,
(i) National Bamboo Cultivation Programme (NBCP), and
(ii) National Bamboo Processing Infrastructure Development Programme (NBPIDP).
The scheme will also support the establishment of a National Bamboo Development Agency (NBDA) as an apex body for the bamboo sector.
The State Bamboo Core Programme will be implemented by the State Governments/UTs through the State Bamboo Mission Management Units (SBMU).
The scheme will have four sub-components, namely,
(i) State Bamboo Cultivation Programme (SBCP),
(ii) State Bamboo Processing Infrastructure Development Programme (SBPIDP),
(iii) State Bamboo Entrepreneurship Programme (SBEP), and
(iv) State Bamboo Innovation Programme (SBIP).
The scheme will also support the establishment of State Bamboo Development Agencies (SBDA) as apex bodies for the bamboo sector in the States/UTs.
77. Prime Minister Employment Generation Programme (PMEGP)
The Prime Minister Employment Generation Programme (PMEGP) is a flagship scheme of the Government of India for promoting micro-enterprises. The scheme was launched in 2008 and is implemented by the Khadi and Village Industries Commission (KVIC).
The scheme provides financial assistance to setting up of new micro-enterprises and also for expansion/modernization of existing ones. The scheme is open to all Indian citizens who wish to set up a micro-enterprise.
The main objective of the scheme is to generate employment opportunities in rural and urban areas of the country. The scheme also aims at promoting entrepreneurship among the youth and women.
Under the scheme, financial assistance is provided for setting up of new micro-enterprises as well as for expansion/modernization of existing ones. The financial assistance is provided in the form of term loans and working capital loans.
The scheme provides for a margin money subsidy of up to 25% of the project cost for setting up of a new micro-enterprise and up to 15% of the project cost for expansion/modernization of an existing micro-enterprise.
The scheme also provides for interest subsidy on term loans taken by beneficiaries for setting up of new micro-enterprises as well as for expansion/modernization of existing ones. The interest subsidy is available for a period of 5 years from the date of commencement of commercial production.
In order to avail the benefits of the scheme, beneficiaries are required to submit an application to the concerned District Industries Centre (DIC). The DIC will then process the application and forward it to the concerned bank for sanction of loan.
The scheme is being implemented through a network of over 3 lakh Common Service Centres (CSCs) across the country. The CSCs act as the nodal points for providing information and services related to the scheme.
The scheme is also being implemented through a web-based portal which provides various services such as online registration, status tracking of applications, etc.
The scheme is presently being implemented in all the States and Union Territories of the country.
78. PMO Universal Social Security Scheme
The Pradhan Mantri Jan Arogya Yojana (PMJAY) – Ayushman Bharat is an ambitious health insurance scheme of India. It is popularly known as Modicare or Ayushman Bharat Scheme. It was launched in September 2018 by Prime Minister Narendra Modi. The scheme is a part of the National Health Protection Scheme which is one of the flagship schemes of the Modi government.
Under the scheme, every family in India will be provided with an health insurance cover of Rs. 5 lakh per year. The scheme will benefit more than 10 crore poor and vulnerable families in the country. It will also cover senior citizens aged above 60 years.
The scheme is implemented through a partnership between the Centre and the States. The premium for the health insurance cover is to be shared between the Centre and the States in the ratio of 60:40. The scheme is being implemented by the National Health Agency (NHA).
So far, more than 20 lakh families have benefited from the scheme. The scheme is expected to cover 50 crore people in the country by the year 2025.
79. National Apprenticeship Promotion Scheme (NAPS)
The National Apprenticeship Promotion Scheme (NAPS) was launched by the Indian government in 2016. The scheme aims to promote apprenticeship training in the country and make it more attractive to both employers and employees. Under the scheme, the government provides financial incentives to companies that hire apprentices. Apprentices also get a stipend during their training period. The scheme is open to all Indian citizens who are between the ages of 15 and 30.
Apprenticeship training is a great way to get started in your career. It allows you to learn new skills while also earning a wage. Many apprenticeship programs also offer college credit, so it’s a great way to save on tuition costs. The National Apprenticeship Promotion Scheme makes apprenticeship training even more attractive by providing financial incentives to both employers and employees. If you’re looking for a way to get started in your career, consider an apprenticeship.
80. Pradhan Mantri Rojgar Protsahan Yojana (PMRPY)
Pradhan Mantri Rojgar Protsahan Yojana or PMRPY is a scheme launched by Prime Minister Narendra Modi in 2015. The main objective of this scheme is to encourage employment and provide financial assistance to those who are willing to set up new businesses. This scheme is also implemented to promote self-employment among the youth. Under this scheme, the government provides a subsidy of Rs. 3 lakh to those who wish to set up their own business. This scheme is open to all Indian citizens between the ages of 18 and 35 years.
81. Credit Guarantee Fund Scheme for Education Loans (CGFEL)
The complete list of schemes launched by Prime Minister Narendra Modi till 2022 includes the Credit Guarantee Fund Scheme for Education Loans (CGFEL). The scheme was launched in 2015 and is aimed at providing collateral-free loans to students pursuing higher education. The scheme covers loans up to Rs. 10 lakhs and the government has set aside Rs. 4,600 crores for the scheme. The scheme is implemented through the Indian Banks’ Association (IBA) and the participating banks include State Bank of India, HDFC Bank, Axis Bank, ICICI Bank, and Punjab National Bank.
The scheme has been successful in providing access to loans for students from economically weaker sections. The scheme has helped in reducing the burden of repayment for students as they are now able to get loans at lower interest rates. The scheme has also helped in increasing the number of students pursuing higher education.
82. Central Sector Interest Subsidy Scheme (CSIS)
The Central Sector Interest Subsidy Scheme (CSIS) was launched by the Government of India in 2006-07. The scheme provides interest subsidy on educational loans availed by students from economically weaker sections (EWS) for pursuing higher education in India. The scheme is available for all courses except for those which lead to professional or technical qualifications such as medicine, engineering, management, etc.
The scheme is applicable to educational loans taken from banks, financial institutions and other lending agencies for pursuing higher education in India. The interest subsidy is available for the entire duration of the loan repayment period.
The scheme has been divided into four categories based on the family income of the student:
1. Category I – Family income up to INR 4.5 lakh per annum
2. Category II – Family income between INR 4.5 lakh and INR 9 lakh per annum
3. Category III – Family income between INR 9 lakh and INR 12 lakh per annum
4. Category IV – Family income above INR 12 lakh per annum
The interest subsidy for each category is as follows:
1. Category I – 100% interest subsidy
2. Category II – 75% interest subsidy
3. Category III – 50% interest subsidy
4. Category IV – 25% interest subsidy
The scheme is implemented by the National Institute of Financial Management (NIFM) and is available for students who have taken educational loans on or after 1st April 2009.
83. Rashtriya Uchchatar Shiksha Abhiyan (RUSA)
Rashtriya Uchchatar Shiksha Abhiyan (RUSA) is a holistic and integrated approach to improve the quality of higher education in India. RUSA is a Centrally Sponsored Scheme (CSS) launched in 2013, which aims to provide quality and equitable higher education opportunities to all, especially to the under-represented sections of the society. The scheme is being implemented through the State Higher Education Councils (SHECs) and the Universities Grants Commission (UGC).
RUSA seeks to promote equity and inclusion in higher education by providing financial assistance to backward and under-represented States and institutions. The scheme also aims to improve the quality of teaching and learning in higher education institutions. RUSA has set up a National Monitoring Unit (NMU) to monitor the progress of the scheme and to provide technical assistance to the implementing agencies.
RUSA has so far supported the establishment of 21 new Central Universities, 60 State Universities, 329 Colleges and 563 Stand-Alone Institutions. The scheme has also provided financial assistance for the construction of new buildings and the upgradation of existing infrastructure in universities and colleges. RUSA has also supported the setting up of new hostels, libraries, laboratories and classroom blocks.
RUSA has also launched a number of initiatives to improve the quality of teaching and learning in higher education institutions. These include the development of a National Curriculum Framework (NCF), the setting up of a National Assessment and Accreditation Council (NAAC) and the introduction of a semester system in universities. RUSA has also launched a scheme for the appointment of world-class faculty in universities and colleges.
RUSA is working towards the creation of a National Knowledge Network (NKN) which will connect all the universities and colleges in the country. The NKN will provide high-speed data connectivity between all the institutions of higher education. RUSA is also establishing a National Academic Depository (NAD) which will store the academic records of all students in digital format.
RUSA is an ambitious scheme which seeks to transform the higher education landscape in India. The scheme is making good progress and is on track to achieve its targets.
84. Agricultural Mechanization Promotion Scheme for Crop Residue Management
The Agricultural Mechanization Promotion Scheme for Crop Residue Management was launched by Prime Minister Narendra Modi in 2019. The scheme aims to promote the use of mechanical means for the management of crop residues in order to reduce the burning of straw and stubble. The scheme will provide financial assistance to farmers for the purchase of equipment such as straw management systems, rotavators, and seed drills. The scheme will also provide training to farmers on the use of these machines.
85. Driving Training Centre (DTC) Scheme
The Pradhan Mantri Kaushal Vikas Yojana (PMKVY) is a flagship scheme of the Ministry of Skill Development & Entrepreneurship (MSDE). The scheme aims to promote a culture of industry-relevant skill development and generate large-scale trained manpower across the country. Under the scheme, monetary rewards and certification are provided to successful candidates training completion.
The scheme was launched in 2015 and since then over 3 million candidates have been trained under it. The scheme is being implemented through a network of over 2600 training centres across the country.
Under the scheme, training is imparted in various sectors such as construction, electronics, automobile, IT/ITeS, retail, beauty & wellness, healthcare, agriculture, media & entertainment, tourism & hospitality, and others.
The scheme is open to all Indian citizens aged 14 years and above. There is no minimum educational qualification required to apply for the scheme.
Candidates who successfully complete the training program and pass the assessment are awarded a ‘Pradhan Mantri Kaushal Vikas Kendra’ (PMKVK) certificate. They are also given a monetary reward of Rs. 10,000.
The scheme has been very successful in providing skilled manpower to various industries across the country. It has also helped in generating employment opportunities for the youth.
86. PM National Nutrition Mission
The Pradhan Mantri National Nutrition Mission (PMNNM), with a three-year budget of Rs.9,046 crore, was launched on 8th March, 2018 by Prime Minister Narendra Modi. The mission aims to reduce the level of under-nutrition and stunting in children, as well as the incidence of low birth weight. The mission will also focus on reducing the number of women of reproductive age who are undernourished, and the number of pregnant women who are anemic. The mission will be implemented in selected districts of all states and union territories. The first phase of the mission will be implemented from 2018-19 to 2020-21, and the second phase from 2021-22 to 2025-26. The mission will use a life-cycle approach to address the problem of under-nutrition, and will target interventions at the antenatal, postnatal, and childhood stages.
The mission will also promote breastfeeding, and the use of complementary foods for infants and young children. The mission will use a multi-sectoral approach, and will involve the ministries of health, women and child development, agriculture, and panchayati raj, as well as the state governments. The mission will also involve civil society organizations, the private sector, and the media.
The mission will have a two-tier monitoring system, at the national and district levels. At the national level, the mission will be monitored by a National Steering Committee, which will be chaired by the Prime Minister. The committee will have representatives from the central ministries, state governments, and civil society organizations. At the district level, the mission will be monitored by District Steering Committees, which will be chaired by the District Collector. The committees will have representatives from the relevant state government departments, civil society organizations, and the private sector.
87. Vehicle Scrapping Policy
The vehicle scrapping policy was introduced by the government in April 2017 with an aim to phase out vehicles that are more than 15 years old. The policy was announced as part of the National Electric Mobility Mission Plan (NEMMP) 2020. The policy is expected to reduce air pollution and help in the switch to electric vehicles.
Under the policy, vehicles that are more than 15 years old will have to undergo a fitness test at authorised centres. If the vehicle fails the fitness test, it will be scrapped and the owner will be given a scrap value for the vehicle. The owner can then use this value to buy a new vehicle. The policy is expected to phase out around 1 crore old vehicles from the roads.
The policy is voluntary at present and is expected to be made mandatory from 2023. The government is also working on a buy-back scheme for old vehicles. Under this scheme, the government will buy back old vehicles from owners and scrap them. The owners will then be given a discount on the purchase of a new vehicle.
The government is also working on setting up scrapyards across the country where old vehicles can be disposed of. These scrapyards will be equipped with facilities for crushing and recycling of vehicles.
88. Prime Minister Research Fellowship Scheme (PMRF)
The Prime Minister’s Research Fellows (PMRF) Scheme was launched in 2018 by the Prime Minister Narendra Modi. It is a flagship scheme of the Government of India to identify and nurture the talent of young researchers in India. The scheme offers a fellowship of Rs. 70,000 per month for a period of five years to 1,000 selected B.Tech students pursuing M.Tech or PhD in IITs, IISc and other top engineering and science institutions in the country.
The fellowship also includes a contingency grant of Rs. 2.00 lakh per year for each fellow. The scheme aims to produce world-class research talent in India and build a pool of young researchers committed to finding solutions to India-specific problems. The scheme is being implemented by the Department of Science and Technology (DST) in collaboration with the Ministry of Human Resource Development (MHRD) and theMinistry of Electronics and Information Technology (MeitY).
The scheme was launched with an initial outlay of Rs. 1650 crore. The scheme is currently in its second phase and the total outlay for the scheme has been increased to Rs. 5,055 crore. The scheme is expected to benefit around 10,000 students over the next 10 years.
The scheme is open to Indian citizens who have completed their B.Tech or equivalent degree in engineering or science from a recognized university or institute with a minimum CGPA of 8.0/10.0 or 80% marks.
The fellowships will be awarded on the basis of a merit-based selection process. The selection process will comprise of two rounds of personal interviews. The first round of interviews will be conducted by a Selection Committee comprising of experts from various fields.
The second round of interviews will be conducted by a Board of Trustees comprising of eminent scientists and industrialists. The final list of selected candidates will be released by the DST.
The selected candidates will be required to join the fellowship programme within two months of the release of the final list.
The scheme will provide an opportunity for the selected candidates to work with some of the best scientists and engineers in the country and gain
89. Operation Greens Mission – TOP Scheme
The Indian government has launched a new scheme called Operation Greens Mission TOP to ensure that the prices of tomatoes, onions and potatoes remain stable throughout the year. The scheme is being implemented by the Ministry of Agriculture and Farmers Welfare.
Under the scheme, the government will provide financial assistance to farmers for the construction of cold storage facilities. It will also create a buffer stock of these vegetables so that their prices do not fluctuate sharply in the event of a sudden increase in demand.
The scheme is expected to benefit small and marginal farmers the most as they are the ones who are most affected by the fluctuations in prices of these vegetables. It will also help in reducing the wastage of these vegetables as they will now be stored properly.
The government has allocated a sum of Rs. 500 crore for the implementation of the scheme. It is expected to be completed by the end of 2020.
90. Solar Charkha Scheme
The Solar Charkha Scheme is a flagship scheme of the Ministry of New and Renewable Energy (MNRE), Government of India, with an outlay of Rs 550 crore. The scheme aims to promote the use of solar energy for powering the charkha (spinning wheel) and generate employment in the rural areas.
Under the scheme, subsidies will be provided for the purchase of solar charkhas, training of artisans, and working capital. A solar charkha consists of a solar panel, a battery, and a motor. It can generate up to 3-4 kWh of electricity per day, which is enough to power the charkha for 8-10 hours.
The scheme will not only promote the use of renewable energy but also generate employment in the rural areas. It is estimated that 1 lakh solar charkhas will be installed under the scheme, which will create nearly 30,000 jobs.
The Solar Charkha Scheme is a part of the government’s larger goal of promoting the use of renewable energy and achieving 175 GW of installed capacity by the year 2022.
91. Kisan Urja Suraksha evam Utthan Mahabhiyan – Kusum Yojana
The government of India has launched a new scheme for the farmers of the country. The scheme is called the Kisan Urja Suraksha evam Utthan Mahabhiyan Kusum Yojana. The main aim of the scheme is to provide solar energy to the farmers of the country so that they can use it for irrigation purposes. The scheme will also provide financial assistance to the farmers for the installation of solar panels. The government has set a target of installed capacity of 25 GW by 2022.
92. Gobar Dhan Scheme (Galvanizing Organic Bio-Agro Resources Dhan)
Gobar Dhan Scheme was launched by the Government of India in 2018 with an aim to promote sustainable management of animal manure and urine in rural areas. Under the scheme, village panchayats are provided with financial assistance to set up biogas plants to process animal waste. The biogas produced from these plants is used to generate electricity, which is then used to power street lights and other village amenities. The scheme also provides for the establishment of vermi-composting units to process organic waste generated in the village. The manure produced from these units is then used to fertilize agricultural land.
The scheme is being implemented by the Ministry of New and Renewable Energy in partnership with the Ministry of Agriculture and Farmers Welfare. So far, over 500 biogas plants have been set up under the scheme, and more than 200 vermi-composting units have been established. The scheme has benefitted more than 2 lakh farmers and has generated over 3 MW of electricity.
93. MNRE Rooftop Solar Power Plant Subsidy Scheme
The Indian government has been promoting the use of renewable energy sources in the country in a big way. In line with this, the government has launched a number of schemes to promote the use of solar energy. One such scheme is the MNRE Rooftop Solar Power Plant Subsidy Scheme.
Under this scheme, the government provides a subsidy of 30% of the cost of setting up a rooftop solar power plant. This subsidy is available for both residential and commercial users. The scheme is valid for a period of 5 years from the date of installation of the plant.
The scheme is a part of the government’s efforts to promote the use of renewable energy sources in the country. It is also in line with the government’s goal of providing 24×7 electricity to all households by the year 2022.
The scheme is a win-win for both the government and the consumers. The government is able to promote the use of renewable energy, while the consumers are able to save on their electricity bills.
94. Stree Swabhiman Initiative
The Swachh Bharat Abhiyan or Clean India Mission was a nation-wide campaign in India for the period 2014 to 2019 that aimed to clean up the streets, roads and infrastructure of India’s cities, towns, and rural areas. The campaign was officially launched on 2 October 2014 at Rajghat, New Delhi, by Prime Minister Narendra Modi. It is India’s largest ever cleanliness drive with 3 million government employees, school and college students from all parts of India participating in 4,041 statutory cities, towns, and rural areas.
The mission has drawn inspiration from the life and teachings of Mahatma Gandhi, and his vision of cleanliness for India. The Swachh Bharat Abhiyan is a mass movement that seeks to create a clean and healthy India. The mission is spearheaded by the Prime Minister himself, and he has exhorted all citizens of India to take up the challenge of making India clean and green.
The mission has four pillars – swachhata (cleanliness), shauch (sanitation), bhalut (waste management), and paryavaran (environment). The Swachh Bharat Abhiyan aims to realise the dream of a clean and developed India by 2019, the 150th birth anniversary of Mahatma Gandhi.
The initiative has been widely successful in raising awareness about cleanliness and sanitation, and has resulted in a significant increase in the construction of toilets and other sanitation facilities across the country. It has also resulted in the adoption of cleanliness practices by a large number of people, and has had a positive impact on the environment.
95. City Liveability Index Programme
The City Liveability Index Programme is a scheme launched by Prime Minister Narendra Modi in 2017. The scheme aims to improve the liveability of cities in India by providing a framework for assessment and by providing financial assistance for city development projects. The scheme is being implemented by the Ministry of Housing and Urban Affairs.
The scheme has two components:
1. The City Liveability Index
2. The City Development Fund
The City Liveability Index is a tool for measuring the liveability of cities. It covers eight aspects of city life: air quality, water, sanitation, solid waste management, power, transport, green spaces and social infrastructure. Cities are given a score out of 100 for each of these aspects, and an overall score out of 800. The Index is designed to be used by city planners and administrators to identify areas in need of improvement.
The City Development Fund is a pool of money that can be used by cities to finance development projects. The Fund is financed by the central government and contributions from urban local bodies. Cities can access the Fund for projects that improve liveability, such as upgrading infrastructure or developing green spaces.
96. Khelo India School Games
The Khelo India School Games is a national-level multi-sporting event for school students in India. The event is being organised by the Ministry of Youth Affairs and Sports, Government of India. The first edition of the Khelo India School Games was held in Delhi from 31st January to 8th February 2018. A total of 9,000 athletes from across the country participated in the Games.
The Khelo India School Games is modelled on the lines of the Olympic Games and the Youth Olympic Games. The Games are being organised with an aim to promote sports culture among school students and to create a pool of talented athletes for the country.
The Games are being held in two categories – Under-17 years and Under-21 years. boys and girls in both the categories will compete in a total of 17 disciplines. The disciplines include athletics, badminton, basketball, boxing, football, gymnastics, hockey, judo, kabaddi, kho-kho, rugby, sepaktakraw, swimming, table tennis, weightlifting, and wrestling.
The Khelo India School Games is a laudable initiative by the Government of India to promote sports culture among school students. The Games will help in identifying and nurturing talented athletes for the country.
97. Member of Parliament Local Area Development Scheme (MPLADS)
Member of Parliament Local Area Development Scheme (MPLADS) was launched in December 1993. The scheme envisages MP’s recommending works of developmental nature for creation of durable community assets based on locally felt needs to the District Collector who shall be responsible for their execution. The cost of each works should not exceed Rs. 5 lakhs. The scheme is fully funded by the Government of India. The scheme is implemented through the District Authorities.
The scheme was introduced with the following objectives:
(i) To encourage MP’s to take up development work in their constituencies;
(ii) To ensure that MP’s play a proactive role in the development of their constituencies;
(iii) To ensure that the development programmes are need-based and relevant to the local area;
(iv) To ensure that the development programmes are people-oriented and participatory;
(v) To ensure that the development programmes are executed transparently and accountably;
(vi) To ensure that the development programmes are executed within the prescribed time-frame;
(vii) To ensure that the development programmes are cost-effective; and
(viii) To ensure that the development programmes result in creation of durable community assets.
98. Swachh Surveskshan Program
The Swachh Survekshan program was launched by Prime Minister Narendra Modi on January 4, 2018. The program aims to assess the cleanliness levels of urban areas in India and to encourage them to improve their sanitation facilities and services.
The program is being implemented by the Ministry of Housing and Urban Affairs, and so far, over 4,000 cities have been surveyed. The surveys are conducted by independent agencies appointed by the Ministry, and they use a comprehensive methodology to assess the cleanliness levels of each city.
The surveys take into account several factors, including the solid waste management practices, sewerage and drainage infrastructure, and public toilets. The data collected is then used to prepare a ranking of the cities, and the results are announced annually.
The results of the 2018 survey were announced on May 17, 2018, and Indore in Madhya Pradesh was ranked the cleanest city in India. Bhopal, the state capital, was ranked second, while Chandigarh was ranked third.
The results of the 2019 survey were announced on August 20, 2019, and Indore retained its position as the cleanest city in India. Surat in Gujarat was ranked second, while Navi Mumbai in Maharashtra was ranked third.
The Swachh Survekshan program has been successful in raising awareness about cleanliness and sanitation among urban residents, and it has also helped to improve the infrastructure and services in many cities.
99. Electoral Bonds Scheme
The Election Commission of India (ECI) has notified the Electoral Bond Scheme 2018. The scheme has been introduced through a notification dated January 2, 2018 and will come into effect from the date of its publication in the Official Gazette.
Under the scheme, electoral bonds may be purchased by a person, who is a citizen of India or incorporated or established in India. A person can buy electoral bonds, either singly or jointly with other individuals.
The bonds will be issued in multiples of Rs 1,000, Rs 10,000, Rs 1 lakh, Rs 10 lakh and Rs 1 crore and will be redeemable only in the designated account of a political party.
The bonds will be sold at specified branches of State Bank of India (SBI) and will be available for purchase for a period of 10 days each in the months of January, April, July and October. In the first tranche, the bonds will be available for purchase between January 1 and 10.
As per the notification, the bonds will be valid for 15 days from the date of issue and can be redeemed within that period. The political party receiving the bonds will have to deposit them in their designated bank account within the prescribed time limit. The bonds will be valid for electoral purposes only and cannot be used for any other purpose.
The scheme has been introduced with an aim to clean up the system of political funding in India. Under the scheme, donors will not have to reveal their identity and the donations will not be subject to income tax. The scheme is voluntary and not mandatory. However, it is expected to bring more transparency in the system of political funding in India.
100. Scheme For Adolescent Girls (SAG) – SABLA
The Scheme for Adolescent Girls (SAG) – SABLA is a holistic and integrated approach for the empowerment of adolescent girls in the age group of 11-18 years. The scheme has five components namely, Nutrition, Health & Hygiene, Home Science, Life Skills & Adolescent Empowerment, and Information & Communication Technology (ICT). The scheme is being implemented in 205 districts across the country.
The scheme seeks to address the health, nutrition, and developmental needs of adolescent girls and enable them to realize their full potential. The scheme also aims to inculcate healthy habits and practices in adolescent girls and to empower them to make informed choices about their health and well-being.
The scheme will be implemented through a multi-sectoral approach involving the Departments of Women and Child Development, Health, Education, and Rural Development. It will also involve the participation of the private sector, civil society organizations, and the community at large.
The scheme will be implemented over a period of five years from 2017-18 to 2021-22. The total outlay for the scheme is Rs. 3300 crore. The scheme will be implemented in a phased manner. In the first phase, the scheme will be implemented in 200 districts across the country. In the second phase, the scheme will be expanded to another 5 districts.